The Basics of General Auto Insurance
You may have heard of general auto insurance but aren't totally sure what it means. Basically, this type of insurance usually includes liability along with collision coverage. It is a common policy for many insurance customers. Liability is the minimum coverage you will need, in any state, before you can drive. Liability coverage takes care of damage and injury sustained to the other party if you are the cause of an auto accident. The amount of coverage required varies by state.
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It is important to understand that when you have liability insurance, the company will only take care of the amount of insurance you have purchased. So if you have a few thousand dollars worth of coverage and the damage you have to pay for costs more than that it will come out of your pocket. This is why you may want to get more liability coverage than is required by your state. As they say, it is better to have more coverage than you need than not to have enough. Of course, keep your budget in mind because you don't want car insurance costs to be unmanageable.
Collision coverage is a type of insurance that covers damage to your own vehicle if you are in an accident, whether the fault lies with you or the other driver. Collision coverage is usually required if you have purchased a new car under financing and there is a lien on your title. That way the lien holder is assured the car will stay in good condition in the event that it is repossessed due to non-payment of your car loan. Even if you don't have a lien on your title collision coverage is a good thing to have.
General auto insurance can range in price, so your best bet is to do plenty of comparing. This is easy when you acquire free quotes online. All you have to do is complete a basic form that may be one or more pages. This form will ask you your basic data, as well as information about your driving history and your car. You will be also asked what kind of coverage appeals to you. When you submit the form, you can get a number of quotes for this type of car insurance instantly. While your actual rates may vary a bit, these quotes are usually quite accurate.
Texas auto insurance rates 11th highest in US - Houston Chronicle
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North Carolina RALEIGH, NC--Jan. 31, 2012: Last week, lawmakers at the Capitol were presented with a fresh proposal to upgrade the.. | ||
Users of comparethemarket.com Could Save Nearly 60% On Car Insurance, Latest Research Reveals LONDON, January 27, 2012 /PRNewswire/ -- Independent research released has revealed that customers looking for cheap car insurance could save up to 844.15 or 59.75% by using price comparison site comparethemarket*. The research was conducted last month by Consumer Intelligence... | ||
Report: Overall customer satisfaction with the.. | ||
AutoinsuranceEZ.com Publishes the Consumers Guide to Auto Insurance AutoinsuranceEZ.com, one of the top-rated comparison websites for auto insurance, now provides customers with an easy-to-understand comprehensive buying guide. Consumers can use the information provided to lower costs and ensure they obtain the coverage they need.Austin, TX (PRWEB) January 31, 2012 Along with offering a web portal for comparing auto insurance prices online, AutoinsuranceEZ.com ... | ||
Lawmakers Reconsider Auto Insurance Modernization - Sacramento Bee
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Auto Insurance: The Next Frontier In Discriminatory Practices Against . - Business Insider
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Motorists Need to Fully Comprehend Car Cover Levels CHESTER, England, January 24, 2012 /PRNewswire/ --Does your fully comprehensive car insurance cover all your motoring needs?Check policy wording for exclusions, warns MoneySupermarket.com British motorists ... | ||
January Online Auto Insurance News Wrap-Up - PR Web (press release)
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OAI Quantifies the Cost of Raising Texas Auto Insurance Limits The site looked at insurer-provided data and found that the cost of increasing policy minimums could be relatively lowEUR”around 6 percent extraEUR”for the average driver.Austin, TX (PRWEB) January 30, 2012 An analysis of 144 quotes conducted by OnlineAutoInsurance.com has revealed that, while many objected to raising Texas car insurance minimums in 2011 due to cost concerns, the added cost of ... | ||
Monthly Car Insurance Doesn't Have to Break the Bank CHESTER, England , January 9, 2012 /PRNewswire/ --5.34 per cent extra to the cost of the original premiumThe cost of running a car hit many motorists hard in 2011 and as we start the New Year, some people ... | ||
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Find cover to EUR˜get away from it all! Tesco Compare has a new provider for its travel insurance comparison service Tesco Compare partners up with theidol.com to bring customers one of the most advanced travel insurance quote services available on the market.(PRWEB UK) 5 January 2012 Good news travels well: Tesco Compare is delighted to announce that it has teamed up with theidol.com, giving customers a fresh proposition and providers to find travel insurance deals.The provider has already enjoyed a working ... | ||
iMingle Launches Group Buying for Car Insurance in Tennessee iMingle's unique marketing approach allows individual policyholders in 20 states to tap social networks for group discounts.Chicago, IL (PRWEB) January 30, 2012 iMingle, an insurance marketing program sponsored by Unitrin Direct*, announced today that it has launched in Tennessee as the first direct-to-consumer insurance provider to offer group buying for auto insurance. ... | ||
Do all traffic tickets affect my rates? Question: Does every little ticket affect your car insurance rates or just the big ones? Like how does a parking ticket compare with reckless driving or a DUI?.. | ||
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